As used in this consent, the prospective policyholder or policyholder is referred to as "you", "your" or "Policyholder" and Encompass Insurance Company, Encompass Home and Auto Insurance Company, Encompass Indemnity Company, Encompass Independent Insurance Company, Encompass Insurance Company of America, Encompass Insurance Company of Massachusetts, Encompass Insurance Company of New Jersey, Encompass Property and Casualty Company, Encompass Property and Casualty Insurance Company of New Jersey, Encompass Floridian Insurance Company, Encompass Floridian Indemnity Company are referred to individually and collectively as "Encompass", "we", "us" or "our".
Motorcycle Insurance
Encompass motorcycle insurance is designed to protect riders and their passengers. Policies are crafted to meet the needs of the way you live and the way you ride, so you can hit the open road without a worry.
Boat Insurance
Encompass boat insurance delivers smooth sailing coverage for watercraft enthusiasts. Coverage includes replacement cost, protection for on-board personal property and uninsured boaters coverage.
RV Insurance
Encompass RV insurance is designed specifically for the unique needs of an RV owner. With comprehensive protection for both your vehicle and the possessions inside it, Encompass RV insurance keeps you covered while you adventure.
No two homes are exactly the same. That's why our homeowners insurance policies are tailored to fit your unique needs. With standalone homeowners protection—as well as coverage for condo and rental properties, you can choose the plan and limits that are just right for you.
Condo Insurance
No two houses are alike—so we provide tailored coverage fit to your home and your life. Choose from homeowners, renters or condo insurance.
Policy coverage information, policy number, premiums, account name and payment history, driving record, claims history, and credit information, records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies, bank account or credit card number or other payment or financial information, medical information or health insurance information, professional or employment-related information, education records such as grades or transcripts, and family member information.
Many homeowners policies limit losses on business property, which may not be enough to cover lost data or the replacement of critical hardware. Our home business insurance includes liability and increased business property coverage for multiple aspects of your home-based business.
This website provides only a general description of some of the products, coverages, features, and discounts available through Encompass Insurance Company, Northbrook, IL and its Encompass affiliates and is not a statement of contract. Encompass products are not sold or otherwise available in the following states: AK, FL, HI, MA, MS, MT, NC, ND, SD, or WY. Not all products, coverages, features or discounts described on this website are available in every state where Encompass products are sold. Encompass may offer products, coverages, features and discounts not described on this website. All products, coverages, features and discounts are subject to terms, conditions, availability and qualifications which may vary from state to state. Total savings may vary depending upon the contract state, discount availability, and the product, coverage, or feature selected. The Encompass One Policy is a package policy which can contain one or more Segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA and TX. If more than one item for which a premium is paid under this policy sustains a covered loss in the same event, only the highest deductible will be applied. However, if a policy includes a Wind/Hail, Tropical Cyclone, Hurricane, Named Storm or Earthquake deductible, such deductible will be applied per property location. Optional coverages may require additional deductibles.
Identity Theft Insurance
Add identity theft protection to your EncompassOne Special Policy to be covered up to $20,000 for expenses resulting from identity fraud. This covers lost wages and attorney fees—plus, on-demand access to a fraud specialist who can help you resolve your identity theft.